Calculator
Down Payment Calculator
See how a chosen down payment changes loan-to-value and cash to close. Estimated closing costs use a percentage you can edit.
Down payment % = down payment ÷ price. LTV = (price − down payment) ÷ price. Cash to close ≈ down payment + estimated closing costs.
Closing cost percentage is user-provided and covers third-party and lender fees at a high level. Does not include prepaid escrow items.
Actual closing costs vary by state, program, lender, and property type. Does not include seller credits or lender credits.
Last reviewed: pending review
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