Source policy

We prefer primary, official sources and cite them where they belong. Entries marked "placeholder" are not yet verified to a specific effective date and are treated as unverified until confirmed.

Current source registry

• Conforming Loan Limit Values — Federal Housing Finance Agency (FHFA) (verified)
• FHFA Announces Conforming Loan Limit Values for 2026 — Federal Housing Finance Agency (FHFA) (verified)
• Fannie Mae Single-Family Selling Guide — Fannie Mae (needs-recheck)
• Fannie Mae Announcement SEL-2026-06 — Selling Guide Updates — Fannie Mae (verified)
• Desktop Underwriter Credit Risk Assessment Updates — Fannie Mae (verified)
• Fannie Mae Announcement SEL-2025-09 — Selling Guide Updates — Fannie Mae (verified)
• Freddie Mac Single-Family Seller/Servicer Guide — Freddie Mac (needs-recheck)
• Freddie Mac Single-Family Seller/Servicer Guide § 5203.2 — Credit assessment with Loan Product Advisor — Freddie Mac (verified)
• Freddie Mac Guide Bulletin 2026-7 — Freddie Mac (verified)
• CFPB — Owning a Home / Mortgages — Consumer Financial Protection Bureau (verified)
• CFPB Regulation Z (12 CFR Part 1026) — Truth in Lending — Consumer Financial Protection Bureau (verified)
• CFPB Regulation B (12 CFR Part 1002) — Equal Credit Opportunity — Consumer Financial Protection Bureau (verified)
• HUD / FHA Single Family Housing — U.S. Department of Housing and Urban Development (needs-recheck)
• VA Home Loans — U.S. Department of Veterans Affairs (needs-recheck)
• NMLS Consumer Access — Conference of State Bank Supervisors (verified)