Comparison Center
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Program and structure comparisons written to help you decide, not to sell you.
- FHA vs. Conventional Loan: Costs, Insurance and Down Payment | Conventional.Loans
Compare FHA and conventional loan costs, insurance and down payments over the same holding period with transparent assumptions.
- VA vs. Conventional Loan: Costs and Trade-offs | Conventional.Loans
Compare VA and conventional eligibility, down payments, PMI, funding fees and occupancy with a scoped five-year illustration.
- Fannie Mae vs Freddie Mac: What's the Difference for Borrowers?
How Fannie Mae and Freddie Mac differ and overlap: shared FHFA loan limits and conservatorship, separate guides and underwriting systems, HomeReady vs Home Possible, and why your lender usually decides.
- 15-Year vs 30-Year Conventional Mortgage
How term length changes monthly payment, total interest, and flexibility on a conventional loan.
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