Research
Insights
Insights include source notes and assumptions. An update date does not establish human review. Nothing here is a rate quote, approval, or commitment to lend.
- Source tracker
Official conventional mortgage source tracker
A source-linked tracker of official conventional-mortgage authorities with recorded verification status and structured facts for each source.
Last updated 2026-10-02
- Loan limits
2026 Conforming Loan Limits: $832,750 Baseline, Explained
Short answer: for 2026, FHFA set the baseline conforming loan limit at $832,750 for a one-unit home in most U.S. counties. In designated high-cost counties the one-unit limit can reach $1,249,125. Loans above your county's limit are generally treated as jumbo loans.
Last updated 2026-09-25
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