Original research

Original research on conventional mortgages

Each research brief is computed directly from a named primary-source dataset. Every number is reproducible from public files, with visible methodology, retrieval date, and dataset checksum. Nothing here is a quote, rate, approval, or eligibility decision.

• 2026 Conforming Loan Limits: Statistics From All 3,235 Counties and County Equivalents

  Deterministic first-party analysis of the official FHFA 2026 County Loan Limit List — statutory baselines and ceilings, distribution, high-cost share, jurisdiction breakdown, and unit-tier multiples across all 3,235 counties and county equivalents.

• 2025 to 2026 Conforming Loan Limit Changes: County-Level Explorer

  First-party 2025-to-2026 comparison of every FHFA county conforming loan-size limit: matched-record counts, dollar and percentage change per unit tier, top movers, geography changes (Connecticut Planning Regions), and downloadable CSV/JSON, computed from the official FHFA files.