Original research

Original research on conventional mortgages

Each research brief is computed directly from a named primary-source dataset. Every number is reproducible from public files, with visible methodology, retrieval date, and dataset checksum. Nothing here is a quote, rate, approval, or eligibility decision.

• 2026 Conforming Loan Limits: Statistics From All 3,235 Counties and County Equivalents

  Deterministic first-party analysis of the official FHFA 2026 County Loan Limit List — statutory baselines and ceilings, distribution, high-cost share, jurisdiction breakdown, and unit-tier multiples across all 3,235 counties and county equivalents.