Source tracker
Official conventional mortgage source tracker
A factual, source-linked tracker of official conventional-mortgage authorities with the verified structured facts we have recorded for each.
This tracker lists the official primary sources Conventional.Loans monitors, each source's current semantic verification status, and only the structured facts that have already been human-verified in our internal source registry.
It contains no legal interpretation, eligibility advice, rate or payment guidance, and no summary of what changed in the underlying law or guideline. For those questions, follow the primary-source link and consult a licensed loan officer or your own advisor.
Sources
Consumer Financial Protection Bureau — Regulation B (12 CFR Part 1002) - Official source: <https://www.consumerfinance.gov/rules-policy/regulations/1002/> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: - Most recently amended: 2026-07-21
Consumer Financial Protection Bureau — Regulation Z (12 CFR Part 1026) - Official source: <https://www.consumerfinance.gov/rules-policy/regulations/1026/> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: - Most recently amended: 2026-04-08
Fannie Mae — Announcement SEL-2026-06 - Official source: <https://singlefamily.fanniemae.com/news-events/announcement-sel-2026-06-selling-guide-updates> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: - Issued: 2026-06-03
Fannie Mae — Fannie Mae Selling Guide - Official source: <https://selling-guide.fanniemae.com/> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: none on record.
Federal Housing Finance Agency — FHFA announces 2026 CLL values - Official source: <https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: - Year: 2026 - Baseline one-unit limit: $832,750 - High-cost one-unit ceiling: $1,249,125 - Announcement date: 2025-11-25
Federal Housing Finance Agency — FHFA Conforming Loan Limit values - Official source: <https://www.fhfa.gov/data/conforming-loan-limit> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: - Year: 2026 - Baseline one-unit limit: $832,750 - High-cost one-unit ceiling: $1,249,125 - Announcement date: 2025-11-25 - Effective date: 2026-01-01
Freddie Mac — Freddie Mac Single-Family Seller/Servicer Guide - Official source: <https://guide.freddiemac.com/> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: none on record.
Freddie Mac — Guide Bulletin 2026-7 - Official source: <https://guide.freddiemac.com/app/guide/bulletin/2026-7> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: - Issued: 2026-06-03
NMLS Consumer Access — NMLS Consumer Access - Official source: <https://www.nmlsconsumeraccess.org/> - Verification status: verified - Last reachability check: 2026-07-29 (HTTP 403) - Verified structured facts: none on record.
U.S. Department of Housing and Urban Development — HUD/FHA - Official source: <https://www.hud.gov/program_offices/housing/fhahistory> - Verification status: needs-recheck - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: none on record.
U.S. Department of Veterans Affairs — VA Home Loans - Official source: <https://www.va.gov/housing-assistance/home-loans/> - Verification status: needs-recheck - Last reachability check: 2026-07-29 (HTTP 200) - Verified structured facts: none on record.
Assumptions
Reachability checks describe what our monitor observed at the time of the last check. A source may still be authoritative even if we cannot currently reach it, and a reachable source is not automatically verified — the semantic status is maintained by human review.
Methodology
HTTP reachability is not factual verification. Dates and numeric facts on this page come only from the human-verified `structured_facts` recorded on each source in our internal registry; nothing is inferred from a page fetch. Sources without human-verified facts are still listed so the state of the record is visible.
Primary sources
- CFPB Regulation B (12 CFR Part 1002) — Equal Credit Opportunity — Consumer Financial Protection Bureau (Most recently amended 2026-07-21)
- CFPB Regulation Z (12 CFR Part 1026) — Truth in Lending — Consumer Financial Protection Bureau (Most recently amended 2026-04-08)
- Fannie Mae Announcement SEL-2026-06 — Selling Guide Updates — Fannie Mae (2026-06-03)
- Fannie Mae Single-Family Selling Guide — Fannie Mae (living document)
- FHFA Announces Conforming Loan Limit Values for 2026 — Federal Housing Finance Agency (FHFA) (2025-11-25)
- Conforming Loan Limit Values — Federal Housing Finance Agency (FHFA) (2026 limits announced 2025-11-25; effective 2026-01-01)
- Freddie Mac Single-Family Seller/Servicer Guide — Freddie Mac (living document)
- Freddie Mac Guide Bulletin 2026-7 — Freddie Mac (2026-06-03)
- NMLS Consumer Access — Conference of State Bank Supervisors (living resource)
- HUD / FHA Single Family Housing — U.S. Department of Housing and Urban Development (unverified)
- VA Home Loans — U.S. Department of Veterans Affairs (unverified)
Last reviewed 2026-07-29. Educational only — not a rate quote, approval, or commitment to lend.