Official conventional mortgage source tracker

A source-linked tracker of official conventional-mortgage authorities with recorded verification status and structured facts for each source.

This tracker lists official primary sources in the Conventional.Loans registry, their recorded verification status, and structured facts stored in the source registry. A recorded status or HTTP check does not itself establish completed human or licensed review.

It contains no legal interpretation, eligibility advice, rate or payment guidance, and no summary of what changed in the underlying law or guideline. For those questions, follow the primary-source link and consult a licensed loan officer or your own advisor.

Sources

Consumer Financial Protection Bureau — Regulation B (12 CFR Part 1002)

• Official source: https://www.consumerfinance.gov/rules-policy/regulations/1002/
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts:
  • Most recently amended: 2026-07-21

Consumer Financial Protection Bureau — Regulation Z (12 CFR Part 1026)

• Official source: https://www.consumerfinance.gov/rules-policy/regulations/1026/
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts:
  • Most recently amended: 2026-04-08

Fannie Mae — Announcement SEL-2026-06

• Official source: https://singlefamily.fanniemae.com/news-events/announcement-sel-2026-06-selling-guide-updates
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts:
  • Issued: 2026-06-03

Fannie Mae — Fannie Mae Selling Guide

• Official source: https://selling-guide.fanniemae.com/
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts: none on record.

Federal Housing Finance Agency — FHFA announces 2026 CLL values

• Official source: https://www.fhfa.gov/news/news-release/fhfa-announces-conforming-loan-limit-values-for-2026
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts:
  • Year: 2026
  • Baseline one-unit limit: $832,750
  • High-cost one-unit ceiling: $1,249,125
  • Announcement date: 2025-11-25

Federal Housing Finance Agency — FHFA Conforming Loan Limit values

• Official source: https://www.fhfa.gov/data/conforming-loan-limit
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts:
  • Year: 2026
  • Baseline one-unit limit: $832,750
  • High-cost one-unit ceiling: $1,249,125
  • Announcement date: 2025-11-25
  • Effective date: 2026-01-01

Freddie Mac — Freddie Mac Single-Family Seller/Servicer Guide

• Official source: https://guide.freddiemac.com/
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts: none on record.

Freddie Mac — Guide Bulletin 2026-7

• Official source: https://guide.freddiemac.com/app/guide/bulletin/2026-7
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts:
  • Issued: 2026-06-03

NMLS Consumer Access — NMLS Consumer Access

• Official source: https://www.nmlsconsumeraccess.org/
• Verification status: verified
• Last reachability check: 2026-07-29 (HTTP 403)
• Recorded structured facts: none on record.

U.S. Department of Housing and Urban Development — HUD/FHA

• Official source: https://www.hud.gov/program_offices/housing/fhahistory
• Verification status: needs-recheck
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts: none on record.

U.S. Department of Veterans Affairs — VA Home Loans

• Official source: https://www.va.gov/housing-assistance/home-loans/
• Verification status: needs-recheck
• Last reachability check: 2026-07-29 (HTTP 200)
• Recorded structured facts: none on record.

Assumptions

Reachability dates describe recorded monitor observations, not a promise of current checking. A source may still be authoritative even if we cannot currently reach it. Recorded verification status and HTTP reachability do not themselves establish human review.

Methodology

HTTP reachability is not factual verification. Dates and numeric facts on this page come from recorded `structured_facts` for each source in our internal registry; nothing is inferred from a page fetch. A recorded status or fact does not itself establish completed human or licensed review. Sources without recorded facts are still listed so the state of the record is visible.

Primary sources

• CFPB Regulation B (12 CFR Part 1002) — Equal Credit Opportunity — Consumer Financial Protection Bureau (Most recently amended 2026-07-21)
• CFPB Regulation Z (12 CFR Part 1026) — Truth in Lending — Consumer Financial Protection Bureau (Most recently amended 2026-04-08)
• Fannie Mae Announcement SEL-2026-06 — Selling Guide Updates — Fannie Mae (2026-06-03)
• Fannie Mae Single-Family Selling Guide — Fannie Mae (living document)
• FHFA Announces Conforming Loan Limit Values for 2026 — Federal Housing Finance Agency (FHFA) (2025-11-25)
• Conforming Loan Limit Values — Federal Housing Finance Agency (FHFA) (2026 limits announced 2025-11-25; effective 2026-01-01)
• Freddie Mac Single-Family Seller/Servicer Guide — Freddie Mac (living document)
• Freddie Mac Guide Bulletin 2026-7 — Freddie Mac (2026-06-03)
• NMLS Consumer Access — Conference of State Bank Supervisors (living resource)
• HUD / FHA Single Family Housing — U.S. Department of Housing and Urban Development (unverified)
• VA Home Loans — U.S. Department of Veterans Affairs (unverified)

Published 2026-07-29.

Last updated 2026-10-02. This timestamp is not evidence of human review. Educational only — not a rate quote, approval, or commitment to lend.