2026 conforming loan limits
2026 conforming loan limits in Arizona
Arizona has 15 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Arizona is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
15
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Arizona
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Apache County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cochise County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coconino County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gila County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Graham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greenlee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| La Paz County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Maricopa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mohave County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Navajo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pima County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pinal County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Santa Cruz County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Yavapai County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Yuma County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Arizona (AZ).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Arizona: 15. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.