2026 conforming loan limits
2026 conforming loan limits in Delaware
Delaware has 3 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Delaware is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
3
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Delaware
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Kent County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| New Castle County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sussex County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Delaware (DE).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Delaware: 3. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.