2026 conforming loan limits
2026 conforming loan limits in Georgia
Georgia has 159 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Georgia is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
159
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Georgia
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Appling County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Atkinson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bacon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Baker County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Baldwin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Banks County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barrow County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bartow County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ben Hill County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Berrien County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bibb County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bleckley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Brantley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Brooks County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bryan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bulloch County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Burke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Butts County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Calhoun County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Camden County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Candler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carroll County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Catoosa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Charlton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chatham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chattahoochee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chattooga County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cherokee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clarke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clayton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clinch County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cobb County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coffee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Colquitt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Columbia County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cook County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coweta County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crisp County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dade County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dawson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Decatur County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dekalb County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dodge County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dooly County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dougherty County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Early County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Echols County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Effingham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Elbert County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Emanuel County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Evans County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fannin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Floyd County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Forsyth County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fulton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gilmer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Glascock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Glynn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gordon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grady County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greene County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gwinnett County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Habersham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hancock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Haralson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harris County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hart County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Heard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Henry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Houston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Irwin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jasper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jeff Davis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jenkins County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Johnson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jones County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lamar County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lanier County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Laurens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Liberty County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Long County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lowndes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lumpkin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Macon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcduffie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcintosh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Meriwether County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Miller County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mitchell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Murray County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Muscogee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Newton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oconee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oglethorpe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Paulding County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Peach County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pickens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pierce County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pike County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Polk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pulaski County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Putnam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Quitman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rabun County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Randolph County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Richmond County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rockdale County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Schley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Screven County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Seminole County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Spalding County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stephens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stewart County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sumter County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Talbot County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Taliaferro County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tattnall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Taylor County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Telfair County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Terrell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Thomas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tift County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Toombs County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Towns County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Treutlen County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Troup County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Turner County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Twiggs County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Upson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Walker County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Walton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ware County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Warren County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Webster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wheeler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| White County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Whitfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wilcox County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wilkes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wilkinson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Worth County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Georgia (GA).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Georgia: 159. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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