2026 conforming loan limits
2026 conforming loan limits in Indiana
Indiana has 92 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Indiana is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
92
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Indiana
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Allen County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bartholomew County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Benton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Blackford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Boone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Brown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carroll County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cass County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clinton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Daviess County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dearborn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Decatur County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dekalb County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Delaware County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dubois County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Elkhart County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Floyd County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fountain County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fulton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gibson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greene County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hamilton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hancock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harrison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hendricks County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Henry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Howard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Huntington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jasper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jennings County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Johnson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Knox County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kosciusko County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lagrange County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Laporte County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lawrence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marshall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Martin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Miami County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Newton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Noble County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ohio County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Orange County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Owen County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Parke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Perry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pike County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Porter County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Posey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pulaski County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Putnam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Randolph County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ripley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rush County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Scott County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Shelby County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Spencer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| St. Joseph County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Starke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Steuben County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sullivan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Switzerland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tippecanoe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tipton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Vanderburgh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Vermillion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Vigo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wabash County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Warren County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Warrick County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wells County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| White County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Whitley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Indiana (IN).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Indiana: 92. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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