2026 conforming loan limits
2026 conforming loan limits in Kansas
Kansas has 105 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Kansas is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
105
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Kansas
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Allen County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Anderson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Atchison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barber County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bourbon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Brown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Butler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chase County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chautauqua County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cherokee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cheyenne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cloud County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coffey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Comanche County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cowley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Decatur County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dickinson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Doniphan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Edwards County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Elk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ellis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ellsworth County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Finney County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Geary County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gove County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Graham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gray County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greeley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greenwood County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hamilton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harvey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Haskell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hodgeman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jewell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Johnson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kearny County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kingman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kiowa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Labette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lane County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Leavenworth County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Linn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lyon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marshall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcpherson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Meade County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Miami County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mitchell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morris County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Nemaha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Neosho County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ness County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Norton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Osage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Osborne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ottawa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pawnee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Phillips County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pottawatomie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pratt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rawlins County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Reno County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Republic County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rice County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Riley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rooks County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rush County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Russell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Saline County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Scott County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sedgwick County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Seward County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Shawnee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sheridan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sherman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Smith County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stafford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stanton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stevens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sumner County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Thomas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Trego County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wabaunsee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wallace County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wichita County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wilson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Woodson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wyandotte County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Kansas (KS).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Kansas: 105. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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