2026 conforming loan limits
2026 conforming loan limits in North Dakota
North Dakota has 53 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for North Dakota is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
53
Special statutory baseline
0
High-cost area
0
Every county/equivalent in North Dakota
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barnes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Benson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Billings County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bottineau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bowman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Burke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Burleigh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cass County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cavalier County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dickey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Divide County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dunn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Eddy County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Emmons County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Foster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Golden Valley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grand Forks County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Griggs County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hettinger County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kidder County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lamoure County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mchenry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcintosh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mckenzie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mclean County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mercer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mountrail County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Nelson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oliver County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pembina County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pierce County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ramsey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ransom County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Renville County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Richland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rolette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sargent County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sheridan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sioux County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Slope County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Steele County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stutsman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Towner County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Traill County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Walsh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ward County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wells County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Williams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to North Dakota (ND).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for North Dakota: 53. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.