2026 conforming loan limits
2026 conforming loan limits in South Carolina
South Carolina has 46 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for South Carolina is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
46
Special statutory baseline
0
High-cost area
0
Every county/equivalent in South Carolina
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Abbeville County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Aiken County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Allendale County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Anderson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bamberg County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barnwell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Beaufort County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Berkeley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Calhoun County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Charleston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cherokee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chester County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chesterfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clarendon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Colleton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Darlington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dillon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dorchester County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Edgefield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fairfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Florence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Georgetown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greenville County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greenwood County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hampton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Horry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jasper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kershaw County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lancaster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Laurens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lexington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marlboro County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mccormick County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Newberry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oconee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Orangeburg County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pickens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Richland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Saluda County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Spartanburg County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sumter County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Williamsburg County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| York County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to South Carolina (SC).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for South Carolina: 46. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.