2026 conforming loan limits
2026 conforming loan limits in West Virginia
West Virginia has 55 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for West Virginia is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $1,249,125.
Baseline
54
Special statutory baseline
0
High-cost area
1
Every county/equivalent in West Virginia
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Barbour County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Berkeley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Boone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Braxton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Brooke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cabell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Calhoun County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Doddridge County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gilmer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greenbrier County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hampshire County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hancock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hardy County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harrison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | High-cost area |
| Kanawha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lewis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marshall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mason County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcdowell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mercer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mineral County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mingo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monongalia County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Nicholas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ohio County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pendleton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pleasants County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pocahontas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Preston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Putnam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Raleigh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Randolph County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ritchie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Roane County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Summers County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Taylor County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tucker County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tyler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Upshur County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Webster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wetzel County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wirt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wood County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wyoming County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to West Virginia (WV).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for West Virginia: 55. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.