2026 conforming loan limits
2026 conforming loan limits in Mississippi
Mississippi has 82 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Mississippi is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
82
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Mississippi
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Alcorn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Amite County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Attala County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Benton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bolivar County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Calhoun County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carroll County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chickasaw County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Choctaw County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Claiborne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clarke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coahoma County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Copiah County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Covington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Desoto County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Forrest County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| George County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greene County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grenada County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hancock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harrison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hinds County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Holmes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Humphreys County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Issaquena County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Itawamba County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jasper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson Davis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jones County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kemper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lafayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lamar County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lauderdale County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lawrence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Leake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Leflore County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lowndes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marshall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Neshoba County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Newton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Noxubee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oktibbeha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Panola County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pearl River County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Perry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pike County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pontotoc County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Prentiss County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Quitman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rankin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Scott County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sharkey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Simpson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Smith County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sunflower County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tallahatchie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tate County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tippah County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tishomingo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tunica County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Walthall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Warren County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Webster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wilkinson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Winston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Yalobusha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Yazoo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Mississippi (MS).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Mississippi: 82. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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