2026 conforming loan limits
2026 conforming loan limits in Missouri
Missouri has 115 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Missouri is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
115
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Missouri
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Adair County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Andrew County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Atchison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Audrain County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Barton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bates County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Benton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bollinger County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Boone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Buchanan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Butler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Caldwell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Callaway County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Camden County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cape Girardeau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carroll County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carter County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cass County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cedar County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chariton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Christian County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clinton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cole County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cooper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dade County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dallas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Daviess County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dekalb County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dent County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dunklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gasconade County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gentry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greene County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grundy County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harrison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Henry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hickory County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Holt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Howard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Howell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Iron County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jasper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Johnson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Knox County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Laclede County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lafayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lawrence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lewis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Linn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Livingston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Macon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Maries County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcdonald County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mercer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Miller County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mississippi County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Moniteau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| New Madrid County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Newton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Nodaway County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oregon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Osage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ozark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pemiscot County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Perry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pettis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Phelps County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pike County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Platte County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Polk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pulaski County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Putnam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ralls County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Randolph County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ray County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Reynolds County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ripley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Saline County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Schuyler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Scotland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Scott County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Shannon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Shelby County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| St. Charles County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| St. Clair County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| St. Francois County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| St. Louis City | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| St. Louis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ste. Genevieve County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stoddard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sullivan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Taney County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Texas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Vernon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Warren County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Webster County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Worth County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wright County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Missouri (MO).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Missouri: 115. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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