2026 conforming loan limits
2026 conforming loan limits in Montana
Montana has 56 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Montana is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
56
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Montana
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Beaverhead County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Big Horn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Blaine County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Broadwater County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carbon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carter County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cascade County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chouteau County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Custer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Daniels County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dawson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Deer Lodge County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fallon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fergus County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Flathead County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gallatin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Garfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Glacier County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Golden Valley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Granite County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hill County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Judith Basin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lewis And Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Liberty County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mccone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Meagher County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mineral County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Missoula County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Musselshell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Park County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Petroleum County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Phillips County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pondera County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Powder River County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Powell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Prairie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ravalli County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Richland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Roosevelt County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rosebud County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sanders County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sheridan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Silver Bow County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stillwater County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sweet Grass County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Teton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Toole County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Treasure County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Valley County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wheatland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wibaux County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Yellowstone County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Montana (MT).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Montana: 56. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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