2026 conforming loan limits
2026 conforming loan limits in Ohio
Ohio has 88 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Ohio is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
88
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Ohio
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Adams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Allen County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ashland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ashtabula County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Athens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Auglaize County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Belmont County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Brown County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Butler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carroll County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Champaign County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clermont County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clinton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Columbiana County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coshocton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crawford County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cuyahoga County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Darke County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Defiance County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Delaware County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Erie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fairfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fayette County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Fulton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gallia County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Geauga County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greene County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Guernsey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hamilton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hancock County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hardin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harrison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Henry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Highland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hocking County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Holmes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Huron County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Knox County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lawrence County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Licking County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lorain County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lucas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Madison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mahoning County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Medina County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Meigs County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mercer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Miami County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Monroe County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Montgomery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morrow County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Muskingum County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Noble County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ottawa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Paulding County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Perry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pickaway County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pike County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Portage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Preble County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Putnam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Richland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ross County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sandusky County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Scioto County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Seneca County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Shelby County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stark County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Summit County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Trumbull County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tuscarawas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Van Wert County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Vinton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Warren County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Williams County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wood County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wyandot County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Ohio (OH).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Ohio: 88. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
Related
Next step
Talk through your conventional loan scenario
Answer a few planning questions. Your request is stored for review by Bolt Home Loans, or call 844-777-BOLT for direct assistance.
Educational request only. Not an application, approval, preapproval, rate lock, or commitment to lend. Bolt Home Loans LLC, NMLS 2784913. Equal Housing Opportunity.