2026 conforming loan limits
2026 conforming loan limits in Oklahoma
Oklahoma has 77 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Oklahoma is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Baseline
77
Special statutory baseline
0
High-cost area
0
Every county/equivalent in Oklahoma
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Adair County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Alfalfa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Atoka County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Beaver County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Beckham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Blaine County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bryan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Caddo County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Canadian County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carter County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cherokee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Choctaw County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cimarron County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cleveland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coal County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Comanche County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cotton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Craig County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Creek County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Custer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Delaware County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Dewey County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ellis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Garfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Garvin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grady County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Greer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harmon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harper County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Haskell County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hughes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Johnston County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kay County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kingfisher County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kiowa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Latimer County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Le Flore County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Logan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Love County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Major County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marshall County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mayes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcclain County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mccurtain County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Mcintosh County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Murray County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Muskogee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Noble County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Nowata County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Okfuskee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Oklahoma County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Okmulgee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Osage County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Ottawa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pawnee County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Payne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pittsburg County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pontotoc County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pottawatomie County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Pushmataha County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Roger Mills County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rogers County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Seminole County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sequoyah County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Stephens County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Texas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tillman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tulsa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wagoner County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washita County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Woods County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Woodward County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Oklahoma (OK).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Oklahoma: 77. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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