2026 conforming loan limits
2026 conforming loan limits in Oregon
Oregon has 36 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Oregon is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Every county/equivalent in Oregon
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Baker County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Benton County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clackamas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Clatsop County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Columbia County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Coos County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Crook County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Curry County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Deschutes County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Douglas County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Gilliam County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grant County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Harney County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Hood River County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jackson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Jefferson County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Josephine County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Klamath County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lane County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lincoln County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Linn County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Malheur County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Marion County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morrow County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Multnomah County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Polk County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sherman County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Tillamook County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Umatilla County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Union County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wallowa County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wasco County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wheeler County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Yamhill County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Oregon (OR).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Oregon: 36. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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