2026 conforming loan limits
2026 conforming loan limits in US Virgin Islands
US Virgin Islands has 3 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for US Virgin Islands is $1,249,125 — a separate statutory baseline that applies to every county/equivalent in Alaska, Hawaii, Guam, and the US Virgin Islands. One-unit limits in the dataset range from $1,249,125 to $1,249,125.
Baseline
0
Special statutory baseline
3
High-cost area
0
Every county/equivalent in US Virgin Islands
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| St. Croix Island | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | Special statutory baseline |
| St. John Island | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | Special statutory baseline |
| St. Thomas Island | $1,249,125 | $1,599,375 | $1,933,200 | $2,402,625 | Special statutory baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to US Virgin Islands (VI).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for US Virgin Islands: 3. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.