2026 conforming loan limits
2026 conforming loan limits in Utah
Utah has 29 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Utah is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $1,150,000.
Every county/equivalent in Utah
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Beaver County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Box Elder County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Cache County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Carbon County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Daggett County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Davis County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Duchesne County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Emery County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Garfield County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grand County | $839,500 | $1,074,700 | $1,299,100 | $1,614,450 | High-cost area |
| Iron County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Juab County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Kane County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Millard County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Morgan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Piute County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rich County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Salt Lake County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| San Juan County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sanpete County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Sevier County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Summit County | $1,150,000 | $1,472,250 | $1,779,600 | $2,211,600 | High-cost area |
| Tooele County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Uintah County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Utah County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wasatch County | $1,150,000 | $1,472,250 | $1,779,600 | $2,211,600 | High-cost area |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Wayne County | $997,050 | $1,276,400 | $1,542,900 | $1,917,450 | High-cost area |
| Weber County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Utah (UT).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Utah: 29. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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