2026 conforming loan limits
2026 conforming loan limits in Vermont
Vermont has 14 counties or equivalents in the official 2026 FHFA dataset. The applicable one-unit baseline for Vermont is $832,750 — the national baseline that applies to the contiguous states, DC, and Puerto Rico. One-unit limits in the dataset range from $832,750 to $832,750.
Every county/equivalent in Vermont
| County / equivalent | 1 unit | 2 units | 3 units | 4 units | Category |
|---|---|---|---|---|---|
| Addison County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Bennington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Caledonia County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Chittenden County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Essex County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Franklin County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Grand Isle County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Lamoille County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Orange County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Orleans County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Rutland County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Washington County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Windham County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
| Windsor County | $832,750 | $1,066,250 | $1,288,800 | $1,601,750 | Baseline |
Verify these numbers
- Open the official FHFA 2026 County Loan Limit List.
- Filter to Vermont (VT).
- Confirm the 1–4 unit limits match this table.
Dataset: Full County Loan Limit List 2026 (HERA-Based Final Flat). Publisher: Federal Housing Finance Agency. Retrieved 2026-07-29. Row count for Vermont: 14. Dataset SHA-256: 3e4aa578ce0db02db241e2721362e978b097fad70e1532324e0d30a798dd67a8.
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